Ranked as the fifth state in the United States with the highest proportion of retirement-age residents, there’s no wonder why more than 22% percent of Delaware’s total population is enrolled in Medicare. Medicare plays a key role in providing health and financial security to beneficiaries residing in Delaware. With more than 212,600 Delaware beneficiaries enrolled in Medicare, we’ll cover some very important information below about Medicare in Delaware. We want to help you better understand your options and make the decision-process as seamless as possible once you’re ready to enroll in Medicare or discover different coverage options.
Delaware Medicare Advantage (Part C), Medicare Supplement (Medigap) Insurance and Medicare Prescription Drug Plans (Part D)
For more information on how you can save money on your out-of-pocket costs with a Part C, Part D, or Medigap plan, please click the plans below to learn more. Licensed agents can also answer any of your questions and help you find a plan that fits your needs, lifestyle, and budget by clicking here.
Delaware Medicare Enrollments
Original Medicare Plans (Part A and B)
Medicare Advantage & Other Health Plans
Stand-alone Medicare Part D (Drug Plans)
Total Medicare Beneficiaries in Delaware
Who Qualifies for Medicare in Delaware?
Medicare covers most Delaware residents who are 65 or older, and it also covers disabled Delaware residents. In general, Medicare enrollment in Delaware works the same way as it does in the rest of the country. If you qualify for Original Medicare, also known as Part A and Part B, it will help cover 80% of your health care costs.
When you’re first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B. If you’re eligible for Medicare when you turn 65, you can sign up during the 7-month period that:
- Begins 3 months before the month you turn 65
- Includes the month you turn 65
- Ends 3 months after the month you turn 65
In most cases, if you don’t sign up for Part B when you’re first eligible, you’ll have to pay a late enrollment penalty. You’ll be responsible for paying this penalty for as long as you have Part B, and you could have a gap in your health coverage.
Once you reach Medicare eligibility, you can begin choosing additional coverage options to help pay for the remaining 20% of your medical expenses through Medicare Advantage (Part C), Medigap, and/or a Medicare Prescription Drug (Part D) plan.
Medicare Health Plan Resources in Delaware
Delaware Medicare Assistance Bureau (DMAB): DMAB, formerly known as ELDERinfo, provides free health insurance counseling for people with Medicare, including those under 65 years of age, including counseling and assistance on questions and problems related to Medicare, Medicaid, Medigap (Medicare supplement insurance), Medicare Part D, long-term care insurance and other types of health insurance. There is no charge for the service.
Contact: Call 1-800-336-9500 or (302) 674-7364 to set up a free counseling session with a trained volunteer at a convenient site near you.Delaware Prescription Assistance Program (DPAP): DPAP is funded by tobacco settlement money. The goal of DPAP is to help pay for prescription medications for elderly and/or disabled individuals who cannot afford the full cost of filling their doctor’s prescriptions. The program is designed to aid eligible individuals who have no prescription insurance other than Medicare Part D, and whose income is at or below 200% of the Federal Poverty Level (FPL), or whose prescription costs exceed 40% of their income.
Contact: Call (800) 996-9969 or visit www.dhss.delaware.gov/dhss/dmma/dpap.htmlDelaware Senior Medicare Patrol Program is a program that provides public information to encourage Medicare beneficiaries to carefully read their Medicare summary notices and ask questions if they do not think the information is correct.
Contact: The Delaware Senior Medicare Patrol Program can be accessed through the department website.Delaware Aging and Disability Resource Center (ARDC): ARDC The Delaware Aging and Disability Resource Center (ADRC) is a one-stop access point for information and services for older persons and adults with physical disabilities throughout the State. The ADRC, operated by the Division of Services for Aging and Adults with Physical Disabilities (DSAAPD), was established in October 2010 through a grant from the Administration on Aging. It is part of a nationwide network of ADRC’s. DSAAPD receives a great deal of support in the operation of the ADRC from partner organizations.
Contact: Call 1-800-223-9074 or email DelawareADRC@delaware.gov
The licensed agents that are partnered with Timefor65 can help you compare the availability, benefits, and costs of Medicare plans in your specific region of Delaware. Our process makes it easier for you to access your Medicare eligibility in Delaware so that you receive personalized, affordable, and easy-to-use coverage options and solutions. Fill out the form or give us a call at (866) 327‑0148 anytime to get a free quote or to ask any questions.