Medicare plays a key role in providing health and financial security to beneficiaries residing in New Jersey. With more than 1.6 million New Jersey beneficiaries enrolled in Medicare, we’ll cover some very important information below about Medicare in New Jersey. We want to help you better understand your options and make the decision-process as seamless as possible once you’re ready to enroll in Medicare or discover different coverage options.

New Jersey Medicare Enrollments


Original Medicare Plans
(Part A and B)


Medicare Advantage & Other Health Plans


Stand-alone Medicare Part D (Drug plans)


Total Medicare Beneficiaries in New Jersey

Who Qualifies for Medicare in New Jersey?

Medicare covers most New Jersey residents who are age 65 or older, and it also covers disabled New Jersey residents. In general, Medicare enrollment in New Jersey works the same way as it does in the rest of the country. If you qualify, Original Medicare Part A and Part B will help cover your health costs.

Once you have Medicare eligibility, you can begin choosing a new health plan through a Medicare Advantage Plan, Medigap plan, and/or a Medicare Part D drug plan.

Who Qualifies for Medicare

Local Medicare Health Plan Resources in New Jersey

  • Senior Health Insurance Assistance Program (SHIP): SHIP provides free help to New Jersey Medicare beneficiaries who have problems with or questions about their health insurance. SHIP is a statewide program administered by the New Jersey Department of Human Services with financial assistance through a grant from the U.S. Administration for Community Living.
    Contact: Call 1-800-792-8820 or search for your local SHIP office online.

  • Aging & Disability Resource Connection: The Aging and Disability Resource Connection serves as a visible and trusted source of information on long term services and supports for persons of all incomes. ADRC professional staff assists seniors, adults, and their caregivers in finding benefits and services they need. The ADRC goal is to improve the experience of consumers and their families when seeking access to information, supports, and services. The ADRC initiative is part of a nationwide effort to empower people to make informed decisions about their long term services and supports and to help people more easily access services.
    Contact: Call 1-877-222-3737 or search for your local Area Agency on Aging online.

  • The Passaic County Department of Senior Services, Disabilities and Veterans’ Affairs in Totowa, New Jersey, acts as the county’s State Health Insurance Plan Coordinator and operates the Aging & Disability Resource Connection that assists Medicare beneficiaries in and around Passaic County. ADRC lead agencies in their county, ensuring seniors, adults with disabilities, and their caregivers have easy access to information and long term services and supports.
    Contact: Call 973-569-4060 or email [email protected].

  • Sussex County Division of Senior Services, also known as an “Area Agency on Aging” as mandated by the federal government under the Older Americans Act, is your connection to services and programs designed to support seniors’ independence and quality of life. ADRC helps connect people with the services they need to continue living independently in the community for as long as possible. Your ADRC is administered locally by the 21 County Offices on Aging.
    Contact: Call 973-579-0555 or email [email protected].

  • Cape May County Department of Aging & Disability Services: Cape May County Department of Aging and Disability Services has experienced State Health Insurance Assistance Program (SHIP) counselors who offer free and confidential one-on-one counseling and assistance making health care choices for people with Medicare. We are here to educate, advocate, counsel, and empower Medicare beneficiaries to make informed health care decisions in choosing health insurance to meet your needs. SHIP counselors also provide information and assistance for beneficiaries with limited income and resources in applying for extra help paying for prescriptions and Medicare Part B premiums and special benefits programs. If you are a Medicare beneficiary who feels overwhelmed by health and prescription insurance plan choices, need assistance in choosing the right coverage, have questions about a claim, SHIP counselors are ready and willing to provide free and personalized help answering your questions.
    Contact: Call 609-886-2784

  • Middlesex County Office of Aging & Disabled Services: Middlesex County seniors with questions about Medicare insurance plans, benefits, claims, supplemental policies, or long-term care insurance can receive assistance and counseling through the Middlesex County Office of Aging & Disabled Services’ State Health Insurance Program. Volunteer counselors do not provide legal advice, sell, recommend, or endorse any specific insurance product, agent, insurance company, Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), or Private Fee-for-Service (PFFS) plan. They provide information and assistance so that you can make your own decisions. Counseling is free of charge.
    Contact: Call 732-745-3295

The licensed agents that are partnered with Timefor65 can help you compare the availability, benefits, and costs of Medicare plans in your specific region of New Jersey. Our process makes it easier for you to access your Medicare eligibility in New Jersey so that you receive personalized, affordable, and easy-to-use coverage options and solutions. Feel free to fill out the form or give us a call at (866) 327-0148 anytime to get your free quote and ask any questions that may be lingering.