Antibiotics are some of the most commonly prescribed drugs on the market, and they can help you heal from a wide range of infections. They are used to treat everything from mild to severe infections and are often lifesaving. November 18-24 is US Antibiotic Awareness Week, and it’s the perfect time to make sure your insurance covers essential antibiotic treatment. Here’s what you need to know about antibiotics.
Antibiotics are a category of drugs that are prescribed to treat bacterial infections. Some examples of common bacterial infections include strep throat, urinary tract infections, and bacterial ear and eye infections. Antibiotics will kill the harmful bacteria that causes these infections, allowing the patient to heal. They are also sometimes given as a precaution to those who are at a high risk of bacterial infection. Antibiotics are not effective for treating viral infections and should be used sparingly to prevent bacterial resistance. Antibiotics come in a number of different forms, including oral drugs, topical creams and lotions, and injections.
Medicare Part A and Part B cover hospital care, as well as doctor visits and other in-patient treatments. However, Part A and Part B do not cover prescription drug coverage. To get prescription drug coverage, you will need to invest in a Part C (Medicare Advantage) or Part D plan.
Medicare Part D is designed specifically for prescription drug coverage, including antibiotics. These plans are also sometimes referred to as Prescription Drug Plans or PDPs. These plans are run by private insurance companies but are approved by Medicare. Medicare Advantage plans are private supplemental insurance plans that are designed to cover everything that Part A and Part B do not cover. Each Medicare Advantage plan is different, but some do offer prescription drug coverage. Some plans only cover generic antibiotics, while others cover a broader range of prescription coverage or offer mail order services.
Bacterial infections are very common, and most people experience them at some point in their life. However, there are steps you can take to prevent them and reduce your need for antibiotics. The best way to do this is to use good hygiene practices – wash your hands frequently and avoid touching your face, as this spreads germs. Taking probiotics can also help prevent certain types of bacterial infections. If you are prone to a specific type of bacterial infection, talk to your doctor to see what other preventative measures you can take.
You never know when you might need an antibiotic, so it’s important to make sure your Medicare plan covers these prescriptions. If you’re interested in learning more about your Medicare coverage for antibiotics, talk to one of our licensed insurance brokers today. Fill out this form or give us a call today to learn more about how we can help you.