Nebraska may not be the first state that comes to mind when you think of retirement, but the Cornhusker State will likely surprise you with all of its amazing amenities. In fact, it has been rated by Bankrate and other websites as the best place to retire in the United States. Here’s what makes Nebraska such a great choice for older adults.
Buying or renting a home in Nebraska is much more affordable than it is in many other states. This is true whether you live in a city like Omaha or a small town. However, you don’t have to sacrifice your quality of life for this affordability. Nebraska is known for having very friendly communities with plenty of fun things to do. You’ll find great college sports, museums, and live shows. There are also plenty of parks, and homes themselves often come with a considerable amount of land so you have room to spread out. There are even hiking and biking trails for those that enjoy an active lifestyle.
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In addition to being very welcoming and friendly, Nebraska also has a very low crime rate. Older adults can feel comfortable knowing that they live in a safe area where people really care about their neighbors.
As an older adult, you will likely need more routine health services than you did when you were younger. Because of this, it’s important to live in an area that offers health care in your budget. Nebraska is known for having affordable health care costs, and you won’t have to compromise on health care quality either. Omaha and Lincoln, the two largest cities in the state, have nationally recognized health care systems.
Most adults in Nebraska who are over the age of 65 will qualify for Medicare, as will most disabled residents. Eighty percent of your healthcare costs will be covered through Original Medicare. Original Medicare consists of two parts – Part A for inpatient hospital costs and Part B for outpatient services.
You can also opt to supplement your coverage with a Medigap plan, which covers even more of your medical costs. Roughly half of Medicare recipients in Nebraska make this choice. There is also the option to supplement with a Part D plan, which provides prescription drug coverage. Alternatively, you can select a Medicare Advantage plan, which is a Medicare plan offered by a private insurer that often has additional benefits.
Nebraska is such a great place for older adults to live. If you’re interested in learning more about your Medicare options, contact Time For 65’s licensed partnered agents today. Fill out this form or give us a call to see how we can help.