Deciding where to spend your later years can be very tricky. For those who want to live on the east coast, New Jersey is an excellent choice. Here’s what makes New Jersey a great place to retire.
One of the best things about living in New Jersey is that you are so close to many different types of places. New York City and Philadelphia are both very close by for those who love the big city life, but there are also plenty of small towns. For those that love the beach, there’s also plenty of access to the shoreline. Further inland, there are plenty of luscious green forests for those who like to hike or even cross-country ski in the winter.
One of the best things about living in New Jersey is the infrastructure that is available there. There are plenty of resources to help older adults have a comfortable and fulfilling life. The hospitals and other healthcare providers in New Jersey are some of the best in the United States, with plenty of specialist services available. For adults looking to further their education, public universities offer senior tuition waivers.
For those who choose not to drive, New Jersey has excellent public transportation to help you get around. Newark and Jersey City both have their own light rail systems, as well as commuter trains that connect with New York City and the surrounding suburbs. Trenton and Camden both have trains to connect to the Philadelphia metro area and to Atlantic City on the southern end of the state. There are also multiple international airports nearby, making it easy to travel.
It’s very important for older adults to have reliable healthcare coverage. Adults in New Jersey who are over the age of 65 or are disabled can apply for Medicare coverage. Original Medicare pays 80 percent of healthcare costs through Part A and Part B. Part A covers inpatient hospital services, while Part B covers outpatient care.
You can also opt to supplement your Medicare coverage with a Medigap plan, which provides even more coverage to fully reduce copays. If you’re interested in Medigap in New Jersey, it’s best to enroll during your initial enrollment period to keep costs down. There’s also the option to add a Part D plan, which covers prescription drugs. Alternatively, you can opt for a Medicare Advantage plan, which is run by private insurers and may provide additional coverage beyond what Medicare offers.
Overall, New Jersey is a great place for older adults to enjoy their retirement. If you’re interested in learning more about your New Jersey Medicare options, contact Time For 65’s licensed partnered agents today. Fill out this form or give us a call to see how we can help.