Getting older can be tough. One of the more challenging parts is suddenly being incapable of completing the everyday tasks you’re used to doing. Like it or not, most of us will need some kind of care assistance after the age of 65. However, that doesn’t mean you need to leave your home.
Instead, you can take advantage of home care services. These enable older adults to live at home while getting the care they need to stay healthy. November is National Home Care & Hospice Month, making it the perfect time to review your home care options. Keep reading to learn more about home care services, how to find them, and how to get them covered by Medicare.
Today, older adults have countless options for home care to choose from. This makes it possible to receive virtually any kind of support you may need from the comfort of home. In-home care can help you with:
There are several factors you should consider before deciding whether home care is right for you. First, consider your location. If you’re in a highly rural area that’s hard to reach, it may be difficult to find care workers who are willing to visit you each day.
You may also have a more challenging time making it to the hospital in the event of a medical emergency. Because of this, care at a facility may be a better option for you.
You should also consider your current medical conditions. If you have conditions that require significant and frequent attention from physicians, then home care may not be the best option for you.
Finally, take time to consider the finances of home care. Your Medicare health insurance can cover some of the costs, but there may be other options that are a better fit for your budget. Compare each of these options with home care to ensure you’re making a smart decision about your aging plan.
Older adults have many home care companies to choose from. This can make finding the right one for your needs a bit challenging. One of the best ways to do so is by asking for a recommendation. Ask someone you trust, such as a social worker or doctor, who they’d hire.
You can also narrow things down by checking online to see the reputations of the companies you’re considering. You should be able to find reviews from other older adults who can point you in the right direction. Regardless, make sure that the company you hire is fully licensed and accredited.
If you have Medicare Part A or Part B, you may be able to get some of the costs of home care covered. Medicare health insurance covers services like part-time nursing care, physical therapy, medical social services, and home health aide services.
However, Medicare coverage doesn’t include 24-hour-a-day care at home, homemaker services, or custodial services. If you need some of these things, make sure you’re able to pay for them without the help of Medicare. Otherwise, care at a facility could be a better option for you.
Want to learn more about Medicare and your in-home care coverage? If so, consider contacting Time For 65. Our partnered licensed agents are standing by to answer your Medicare coverage questions. You can reach us by filling out this form or giving us a call. We look forward to hearing from you.