Louisiana is a bastion of Southern charm, and its beautiful weather and rich history make it an excellent place to live for older adults. There are plenty of advantages to spending your later years in the Bayou State – here’s why it’s a great place to retire.

Rich Culture

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One of the things that makes Louisiana such a great place to live is its rich culture and heritage. There are both French and Spanish influences here, as the land changed rule many times before becoming part of the United States. Today, you’ll find this multi-cultural influence in food, music, architecture, and art. In particular, New Orleans is an important center for jazz music, and hosts exciting festivals year-round.

Warm Weather

Louisiana also has warm weather year-round, so it’s a great place for those who are looking to avoid the cold and snow. Although it can get humid in the summer, winter is very pleasant, and temperatures are still high enough to spend time outside. There’s plenty to do outside in Louisiana – its bayous make it a great place for boating and fishing. It’s also one of the best places in the United States for bird watching and is home to the Audubon Nature Park.

Affordable Cost of Living

Another benefit of living in Louisiana is that the cost of living is very affordable. Although there are some dense urban areas in the state, property costs are still quite low. The overall cost of living is significantly lower than the national average as well. State tax rates are also relatively low, and the state does not tax Social Security or public pension income.

Medicare in Louisiana

It’s very important for older adults to find a healthcare plan they trust. Medicare covers most residents over the age of 65 in Louisiana. It also covers most disabled residents in the state. As in other parts of the country, Original Medicare covers inpatient hospital costs through Part A and many outpatient services through Part B.

Louisiana residents can expand their coverage through a Medigap policy, which supplements original Medicare coverage. In Louisiana, Medigap beneficiaries have further financial protection, as insurers are required to spend at least 65% of their revenue on medical claims. Beneficiaries can also supplement their policy with a Part D plan, which covers prescription drugs. For those who prefer a private insurance plan, there is Medicare Advantage, which are privately offered Medicare plans that may provide extra benefits.

Louisiana is a great state for older adults to live. If you’re interested in learning more about your Medicare benefits here, contact Time for 65’s licensed partnered agents. Fill out this form or give us a call today to see how we can help.