Minnesota is a beautiful place to live, but the winters can be very challenging if you aren’t prepared. In particular, it’s important for older adults to be prepared for the harsh weather that can come during the fall and winter seasons. Here are some tips that older adults can use to stay happy and healthy, even during this most challenging time.
A warm wardrobe is a must-have when living in Minnesota. You’ll need to have plenty of pieces you can layer for both indoor and outdoor wear. Not only is exposure to the cold very uncomfortable, but it also can be very hard on your muscles and joints. Long underwear can make a huge difference, as can a shell jacket that cuts through the wind. You’ll also need to make sure you have thick socks and waterproof boots.
When the temperatures start to drop, it can be very tempting to stop exercising, but you shouldn’t. Regular workouts help you maintain essential strength and mobility. They’re also great for your mental health. If you still want to exercise outside, consider cross-country skiing or snowshoeing – there are excellent trails throughout Minnesota. Ice skating is also a great winter workout. If you’d rather be indoors, consider joining a local gym or trying a new exercise class.
Since Minnesota temperatures can get so extreme, it’s very important to have essentials on hand in case of an emergency. At home, make sure you have some non-perishable foods that are easy to cook and some bottled water. You should also have extra clothing and blankets, a first-aid kit, and a portable battery charger. Additionally, you’ll need to make sure you have a shovel, salt, and ice scraper to keep your property safe to walk on.
If you’re living in Minnesota, it’s essential to keep an eye on the weather report. If there’s a storm coming, make sure to stock up on groceries and other essentials ahead of time. This is also a great time to reach out to relatives and friends in the area and ask for help with things like shoveling if you need it.
You’ll want to feel confident knowing that you have access to quality healthcare when you need it. Most Minnesota residents over the age of 65 and disabled residents have access to a Medicare plan. Original Medicare covers 80 percent of medical costs – hospital services are covered through Part A, and outpatient services are covered through Part B.
You can supplement your Medicare plan with Medigap insurance. There are 21 Medigap providers in Minnesota, and you can enroll in the six months before or six months after you turn 65. Alternatively, you can enroll in a Medicare Advantage plan, which is a privately provided alternative to Medicare. Since Original Medicare does not cover prescription drugs, many people also opt for a Part D plan, which covers prescriptions.
Winters in Minnesota can be tough, but with a little advance planning, you can get through this season safely. To learn more about your Medicare options in Minnesota, contact Time For 65’s licensed partnered agents. Fill out this form or give us a call today to see how we can help!