Oregon is one of the most stunningly beautiful states in the United States, with so much to do and see. It makes for a great place to retire – here’s what older adults should keep in mind before moving there.
One of the biggest benefits of moving to Oregon is all of the natural beauty. There are so many fun outdoor activities you can do to maintain your physical and mental health. Oregon has beautiful mountain ranges where you can ski, hike, mountain bike, or rock climb, but there are also stunningly pristine beaches you can visit on the coast. The weather doesn’t get too cold or too hot, although you will experience all four seasons here.
Depending on where you live in Oregon, you may not need a car to get around. This can help older adults cut back on costs – something that’s important while living on a fixed income. Portland has a reliable public transportation system, and many places throughout the state are very bike-friendly. If you do opt for a car, you’ll be pleasantly surprised to find that traffic is minimal.
One of the reasons why Oregon makes such a great place for older adults to live is because the community prioritizes health and well-being. Local farmer’s markets make it easy to find fresh, delicious food. The state also cares about environmental friendliness and rewards energy efficiency, recycling, and other green practices. This also means that pollution is minimal and the air feels fresh.
Oregon is a very safe place for retirees to live. Crime rates are low, especially in the state’s charming small towns. If you have grandkids, it will be a safe place for them to visit.
It’s so important for older adults to have a healthcare plan they can rely on. As with the rest of the country, Medicare offers affordable coverage to most adults over the age of 65 and most disabled adults. Original Medicare covers roughly 80 percent of your healthcare costs. Part A pays for inpatient hospital coverage and Part B pays for outpatient services.
For additional coverage, you can also opt to purchase a Medigap plan, which pays for expenses that Original Medicare doesn’t cover. For prescription drug coverage, you can also purchase a Part D plan. Alternatively, you can opt for a Medicare Advantage plan, which is a plan provided by a private insurer that may have some additional benefits.
Nearly half of Oregon’s Medicare enrollees choose a Medicare Advantage plan. Oregon also offers excellent protections for Medicare enrollees to ensure that they have access to Medigap plans if they want them. They even give Medigap enrollees the option to compare plans and switch during the month after their birthday each year.
Oregon is such a beautiful state that makes a great place for older adults to live. If you want to learn more about your Medicare options in Oregon, contact Time For 65’s licensed partnered agents today. Fill out this form or give us a call today to see how we can help.