New Hampshire is an ideal retirement destination for those who love beautiful New England scenery. Despite the cold weather, the Granite State actually offers plenty of perks for older adults looking to live a healthy lifestyle and save money in the process. Here’s why New Hampshire is such an excellent place for older adults to move to.
One of the most significant benefits of moving to New Hampshire is the low tax rates. New Hampshire is known for not having any sales tax. They also do not tax your retirement income, which includes income from Social Security as well as income from retirement accounts like 401(k)s or IRAs. These lower taxes can help put more money back in your pocket as you’re living on a fixed income.
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If you’re looking for a tight-knit community, New Hampshire is a great place to be. This state is known for its charming small towns, where everyone knows each other and you can enjoy a slower pace of life. New Hampshire also has an above-average percentage of the population that is over the age of 65. Retirees can find friends their age by joining local groups or even living in a retirement-friendly community.
For older adults who want to further their education or learn a new skill, New Hampshire has a great school system. There are plenty of colleges and universities to choose from that offer a world-class education.
A good healthcare system is a must for older adults since many need to see the doctor more often than their younger peers. Luckily, New Hampshire has an excellent healthcare system. Providers are accessible, even in smaller towns, and the quality of care is very good as well.
Older adults will need a reliable health insurance plan when retiring in New Hampshire. Luckily, Medicare in New Hampshire covers most adults over the age of 65, as well as most disabled adults. Original Medicare in New Hampshire covers essential inpatient hospital services through Part A and outpatient services through Part B.
Many people opt for supplemental Medicare coverage as well. Medigap plans provide additional coverage beyond what Original Medicare offers. You can also opt for a Part D plan, which provides prescription drug coverage.
Alternatively, many people choose Medicare Advantage plans, which are run by private insurance companies and often provide additional benefits. These plans are less popular in New Hampshire than they are in many other states, with less than 20 percent of Medicare beneficiaries opting for them.
New Hampshire’s quiet pace of life makes it a great place for retirees. If you’re interested in your Medicare options, contact Time For 65’s licensed partnered agents today. Fill out this form or give us a call to see how we can help.