Iowa is a state that has plenty to offer for older adults. In addition to welcoming Midwestern hospitality, there’s plenty of amenities to take advantage of. Here’s why Iowa makes a great place to retire.

Affordable Housing

One of the many reasons why older adults love living in Iowa is because the cost of living is very affordable. Iowa’s home prices are lower than average, and whether you’re renting or buying, you’ll be able to get a good deal on your housing costs. Iowa is mainly rural and isn’t particularly dense, so properties are generally larger here than they would be in a big city. Lower property prices come with lower costs for everyday essentials as well.


Iowa is known for its Midwestern hospitality. Since the state is so rural, you’ll enjoy a small-town feel where you can really get to know your neighbors. Even Des Moines, the largest city in Iowa, can still feel like a small town. There are already a large percentage of older adults that have settled here – 22.4 percent of the population is over the age of 60. This makes it easy to find friends near your age. Iowa is also very family-friendly, making it a good place to spend time with kids or grandkids.

Low Crime Rates

You’re looking for a place to live that’s safe and comfortable, Iowa could be a good fit for you. Crime rates here are much lower than the national average. The atmosphere is peaceful, with a slow, relaxed pace of life.

Fun Things To Do

Iowa has plenty of cultural experiences that are fun without being pretentious. Both Des Moines and Iowa City are growing quickly, and with that comes new restaurants, shopping, and art. Des Moines is known for its sophisticated art center and botanical garden and hosts a popular weekly farmer’s market. Iowa City is home to the University of Iowa and therefore has plenty of exciting cultural events throughout the year.

Medicare in Iowa

Every older adult in Iowa should make sure they have reliable healthcare coverage. Medicare plans in Iowa provide coverage for most residents over the age of 65, as well as disabled residents. Original Medicare offers both inpatient hospital care (Part A) and outpatient services (Part B). There are also many ways to supplement your Medicare policy. This includes a Part D plan, which provides coverage for prescription drugs, or a Medigap plan, which provides coverage for additional services. You can also opt for a Medicare Advantage plan, which is a privately offered alternative to Original Medicare.

Iowa has so much to offer for older adults. If you’re interested in learning more about your Iowa Medicare options in the Hawkeye State, contact Time For 65’s licensed partnered agents today. Fill out this form or give us a call to learn more about how we can help.