Does Medicare Cover Assisted Living?

As you or your loved ones get older and encounter new health challenges, it’s important to consider assisted living. Assisted living provides daily medical care, as well as support with tasks like cooking, cleaning, and even basic hygiene. There are many different forms of assisted living, and your provider will work with you to find the best solutions for your needs. Medicare covers a range of assisted living solutions, from nursing homes to in-home care. Here’s what you need to know about assisted living.

What is Assisted Living and Why is it Important? 

Assisted living communities provide housing and care for older adults. They offer a broad range of services, including basic medical care and medication monitoring, meals, cleaning services, and group activities. Those who need more intensive care may receive help with bathing, dressing, and moving around the apartment. Many assisted living facilities also have memory care units.

There are many reasons why older adults move into assisted living facilities. As we get older, we’re more likely to develop chronic health conditions that can make it difficult to maintain a healthy daily routine. Assisted living facilities provide older adults with the help they need to live comfortably. Many people also move into assisted living facilities for the social support they provide. Assisted living facilities provide opportunities for older adults to make friends and try new activities safely.

Assisted living is also very important because it reduces stress for the entire family. Instead of having to rely on younger family members for care, older adults will get professional care in assisted living. The rest of the family can feel comfortable knowing that their loved ones are getting the care they need.

Tips for Transitioning to Assisted Living

Moving into a new assisted living facility is a huge transition. Here are some tips to make the process easier.

• Get to know other members of the community. This includes your neighbors, as well as the caregivers and other staff. Developing relationships will help you feel more at home.
• Schedule a time to talk or visit with your family members regularly. It’s important to maintain the support system you already had before moving in.
• Get involved in social activities. Make sure you’re eating meals with other residents, and participate in fitness groups, book clubs, and other social activities they provide. Not only will socialization help you feel happier in your new home, but it’s also great for your health.

Medicare Coverage for Assisted Living

Original Medicare offers coverage for different types of assisted living. Nursing home care and hospice care are both covered under Medicare Part A, as is any necessary home health care. You’ll need to keep in mind that not all assisted living facilities are covered under Medicare – they must be skilled nursing facilities. If you have a Medicare Advantage Plan (Part C) plan, your insurance may offer more extensive coverage for assisted living and other related expenses.

Moving to an assisted living facility can help you get the care and social support you need. If you are interested in learning more about your Medicare options, contact Time for 65’s licensed partnered agents today. Fill out this form or give us a call today to see how we can help.