Medicare plays a key role in providing health and financial security to beneficiaries residing in North Dakota. With more than 133,500 North Dakota beneficiaries enrolled in Medicare, we’ll cover some very important information below about Medicare in North Dakota. We want to help you better understand your options and make the decision-process as seamless as possible once you’re ready to enroll in Medicare or discover different coverage options.
North Dakota Medicare Advantage (Part C), Medicare Supplement (Medigap) Insurance and Medicare Prescription Drug Plans (Part D)
For more information on how you can save money on your out-of-pocket costs with a Part C, Part D, or Medigap plan, please click the plans below to learn more. Licensed agents can also answer any of your questions and help you find a plan that fits your needs, lifestyle, and budget by clicking here.
North Dakota Medicare Enrollments
Original Medicare Plans
(Part A and B)
Medicare Advantage & Other Health Plans
Stand-alone Medicare Part D (Drug plans)
Total Medicare Beneficiaries in North Dakota
Who Qualifies for Medicare in North Dakota?
Medicare covers most North Dakota residents who are 65 or older, and it also covers disabled North Dakota residents. Medicare enrollment in North Dakota works the same way as it does in the rest of the country. If you qualify for Original Medicare, also known as Part A and Part B, 80% of your health care costs will be covered.
When you’re first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B. If you’re eligible for Medicare when you turn 65, you can sign up during the 7-month period that:
- Begins 3 months before the month you turn 65
- Includes the month you turn 65
- Ends 3 months after the month you turn 65
In most cases, if you don’t sign up for Part B when you’re first eligible, you’ll have to pay a late enrollment penalty. You’ll be responsible for paying this penalty for as long as you have Part B, and you could have a gap in your health coverage.
Once you reach Medicare eligibility, you can begin choosing additional coverage options to help pay for the remaining 20% of your medical expenses through Medicare Advantage (Part C), Medigap, and/or a Medicare Prescription Drug (Part D) plan.
Local Medicare Health Plan Resources in North Dakota
North Dakota Insurance Department regulates the private insurance companies that are allowed to offer Part C coverage in the state and administers the State Health Insurance Counseling (SHIC) program, which provides invaluable advice to seniors about what kind of coverage they are eligible for, how to sign up and how to appeal a denial of claim. Trained counselors working for SHIC are fully independent and not affiliated with any private insurance company to ensure conflict-free advice seniors can rely on.
Contact: Call 1-888-575-6611 or email insurance@nd.gov.North Dakota Department of Veterans Affairs assists veterans of North Dakota and their dependents in obtaining all benefits to which they are entitled, both federal and state, either by direct contact or through the assistance of County Veterans Service Officers, Tribal Veterans Service Officers, or National Service Officers. Veterans who need help researching or signing up for Medicare Advantage can contact the department for advice and referrals to professional senior care planners.
Contact: Call 1-866-634-8387 or email through the online contact form.Federal Indian Health Services (IHS) office operates 15 hospitals and several smaller clinics in the Great Plains division, which serves over 130,000 Native Americans in the region. Based in Aberdeen, South Dakota, this office works with tribal elders across its service area, including 17 Native American nations in North Dakota. Counselors working with the office, and with individual tribes, help eligible seniors sign up for Medicare and Medicare Advantage plans, locate Part D benefits and other prescription assistance and apply for Medicaid supplemental coverage for gaps in existing health services.
Contact: Call 605-226-7581 and online inquiries can be made through the office’s contact form.North Dakota Department of Human Services administers programs and services that help older adults and adults with physical disabilities to live safely and productively in the least restrictive, appropriate setting.
Contact: Call 1-800-472-2622
The licensed agents that are partnered with Timefor65 can help you compare the availability, benefits, and costs of Medicare plans in your specific region of North Dakota. Our process makes it easier for you to access your Medicare eligibility in North Dakota so that you receive personalized, affordable, and easy-to-use coverage options and solutions. Fill out the form or give us a call at (866) 327‑0148 anytime to get a free quote or to ask any questions.