As we age, dental problems can become more and more of a concern. If one of your teeth’s natural roots have failed, then you may be interested in receiving a dental implant. When thinking about whether a dental implant is right for you, you may be wondering, “Does Medicare cover dental implants?”

How Original Medicare Approaches Dental Implants

Unfortunately, Original Medicare (Part A and Part B) does not cover dental implants. This fits as you would expect into the larger framework of how Original Medicare treats dental issues. The plan isn’t intended to cover dental health, so you will need to rely on another type of insurance if you wish to have the costs of your implants covered.

Dental Implants Coverage with Medicare Advantage Plans (Part C)

If you’d like to have your dental implants covered by Medicare, then a Medicare Advantage plan is your best option. These are offered by private insurers and include everything that you get from Medicare Part A and Part B. They differ in that many of them provide additional coverages, such as dental services like dental implants.

That being said, simply purchasing a Medicare Advantage plan won’t guarantee that you have coverage for dental implants. Instead, you’ll need to verify with your insurer that the plan you’re considering does offer this type of coverage, as not all of them will. Your options may vary based on the insurance provider that you choose and the specific plan that you select.

If Medicare Won’t Cover Dental Implants, What Are My Options

Unfortunately, your options are somewhat limited if Medicare won’t cover your dental implants. You will most likely have to pay for the costs of the implants out of your own pocket. The only other real choice you have is to sign up for a Medicare Advantage plan that covers implants and wait until your coverage kicks in before getting the procedure done.

Are Any Dental Services Covered by Original Medicare

The only time that Original Medicare will cover a dental problem is if it takes place in an inpatient hospital setting. Even then, only certain procedures will be covered by Medicare Part A. More specifically, only emergency and complicated dental procedures that take place in an inpatient setting are covered by Original Medicare.

How Time for 65 Can Help

Medicare Advantage plans can be complicated to sort through given how many different options there are for consumers to consider today. If you need some help with this process, then consider reaching out to a partnered licensed agent with Time for 65. The agents are Medicare experts who can make recommendations for plans that cover dental implants and suit your other healthcare needs. If you are also curious to know what else does Medicare cover, you can either fill out this form or give us a call. We look forward to hearing from you.