Whether Transitioning to Medicare or Looking for More Coverage, You May Be Asking, "What Does Medicare Cover?"
“What does Medicare cover” is an extremely important question. If you don’t know what is and is not covered under Medicare, you cannot adequately manage your healthcare costs. That’s why we’re here, to help answer those questions below.
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There are different factors that dictate what Medicare does and does not cover. Some of these factors include:
Additionally, there are other Medicare rules and policies requiring certain services or items to be covered under specific circumstances or medical conditions. For example, organ transplant surgery can only be performed in certain Medicare-approved hospitals. Also, if you have a Medicare Advantage plan or other Medicare health plans, the rules may differ. It’s always important that you talk to your doctor or healthcare provider so you have a clear understanding of whether that service or item is covered under your Medicare plan.
There are different parts of Medicare that help cover specific healthcare services. Generally, Medicare covers services such as lab tests, surgeries, and doctor visits. Additionally, Medicare covers medically necessary equipment like wheelchairs and walkers used to treat a disease or medical condition. However, coverage varies depending on the Medicare plan. Here’s a quick overview of the different Medicare plans:
Medicare only covers acupuncture for chronic lower back pain. For more information, please visit: does Medicare cover acupuncture?
Medicare Part B covers most of the costs associated with ambulance transportation to a medical facility. For more information, please visit: does Medicare cover ambulance services?
Medicare does not cover the cost of assisted living care, but some Medicare Advantage plans do. For more information, please visit: does Medicare cover assisted living?
Medicare covers any cancer treatment that is deemed medically necessary, including chemotherapy.
Medicare does cover the cost of colonoscopies once every 120 months and more frequently for patients who are at high risk of colorectal cancer. For more information, please visit: does Medicare cover colonoscopy?
Medicare does cover the cost of COVID testing. Medicare will also cover COVID treatment, but there’s a little bit more details that need to be explained. For information, please visit: does Medicare cover COVID testing and treatment?
Medicare does not cover custodial care, though some Medicare Advantage plans do.
Unfortunately, Medicare Part A and Part B does not cover erectile dysfunction, but Medicare Advantage may help with payment. Medicare Part D may also help as well.
Unfortunately, Medicare does not cover hearing aids. Medicare also does not cover hearing exams. However, some Medicare Advantage plans do cover hearing-related care.
In most cases, Medicare does not cover international travel care. If you are out of the country or planning to travel abroad, you will probably need to pay the full price for any care you receive.
Medicare may cover some of the treatment costs for ovarian cancer. Medicare Part A covers most hospital stays. Medicare Part B covers outpatient services which includes some ovarian cancer treatments.
Yes, Medicare does cover all pre-existing conditions.
To get coverage for Shingrix (or another form of shingles vaccine), you will need to have Medicare Prescription Drug (Part D) coverage. For more information, please visit: does Medicare cover shingles vaccine?
Medicare does not cover fitness programs like SilverSneakers, though some Medicare Advantage plans do.
Medicare covers most surgeries that are deemed “medically necessary.” Part A covers inpatient surgeries, while Part B covers outpatient surgeries. For example, eye surgery can be covered by Medicare even though Medicare does not typically cover “vision” care, as long as the surgery is required to retain or repair sight (cataracts, glaucoma, etc). However, Original Medicare does not cover laser eye surgery.
Typically, Medicare Part A and Part B (Original Medicare) does not cover most dental care, dental procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices. There are some exceptions to this rule, such as an emergency or complicated dental procedure that requires a hospital stay. For dental coverage, the best option is a Medicare Advantage plan, which covers routine dental services, such as checkups or cleanings.
Unfortunately, Medicare Part A and Part B does not cover dental implants. However, some Medicare Advantage plans may include dental. For more information, please visit: does Medicare cover dental implants?
Medicare Part A and Part B (Original Medicare) does not cover most dental care, dental procedures, supplies or even cleanings, fillings or other dental services. However, Medicare Part A may cover certain dental services when in the hospital.
Medicare does not cover dentures, but some Medicare Advantage plans may provide coverage. If you’re going to the dentist or know that you will have dental expenses, it’s best to seek out a Medicare Advantage plan that covers dental care.
Medicare Part A and Part B (Original Medicare) does not cover root canals, though some Medicare Advantage plans do.
Medicare Part A and Part B (Original Medicare) does not cover most tooth extractions, though some Medicare Advantage plans do.
Medicare Part A and Part B (Original Medicare) offer limited vision coverage related to particular chronic conditions. Routine vision exams, eye refractions, and most vision corrections are not covered by Medicare. Unless beneficiaries have other vision coverage, they are responsible for 100% of vision costs and eye care. For vision coverage, the best option is a Medicare Advantage plan, which includes full coverage for routine vision exams, vision correction products, and other vision care. For more information, please visit: does Medicare cover vision?
In short, Medicare does cover cataract surgery, as long as it is medically necessary.
Medicare Part A and Part B (Original Medicare) does not cover eye or vision exams, but some Medicare Advantage plans do cover eye care. For more information, please visit: does Medicare cover eye exams?
This varies. Medicare covers cataract surgery but does not cover laser eye surgery (LASIK) or other elective surgeries. However, if you have a chronic eye condition like glaucoma, Medicare covers certain surgical procedures.
Medicare Part A and Part B does not cover the cost of vision care or eyeglasses, but some Medicare Advantage plans do. For more information, please visit: does Medicare cover glasses?
Medicare does not cover Laser Eye Surgery (LASIK) or other elective surgeries.
Get Your Free 2021 Guide to Medicare
Get Your Free 2021 Guide
to Medicare